Delta SkyMiles® Blue American Express Card Review
Not too long ago, Millennials passed baby boomers to become the largest generational demographic in the US. With this shift in population, companies are finding themselves redefining the way they market to these individuals. Knowing that Millennials are all about cutting costs, Delta and American Express have launched the Delta SkyMiles® Blue American Express Card from American Express, a Credit Cards House advertiser. Cardholders will have the chance to earn Delta SkyMiles without the fee each year.
Note: Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
What You Get
The biggest perk that you are going to get from the Delta SkyMiles® Blue American Express Card is no annual fee (see rates and fees). There are so many credit cards available that have annual fees ranging from around $100 all the way up to $500 or more. With this card from Delta, they are looking to attract the crowd that wants to show their loyalty, but do it without a high cost involved.
When you apply for the Delta SkyMiles® Blue American Express Card, you will earn 10,000 Delta SkyMiles after spending $1,000 in purchases within 6 months (see offer terms). When you use the card on either Delta Airlines purchases or at restaurants worldwide, you will earn two miles per dollar spent. All other purchases made with the card will earn one mile per dollar spent (see benefit terms).
In addition to being able to earn miles on every purchase made, you will also be able to save money when you fly Delta Airlines. Each time you use your card to make select purchases in-flight, you will receive a 20% discount (as a statement credit). This could include food, beverages, or even headphones to watch an in-flight movie (see benefit terms).
With this card, you will also receive several travel and shopping benefits. You will receive car rental loss and damage insurance. When you rent a car and pay for it with the Delta SkyMiles® Blue American Express Card, you can decline collision damage waiver with the rental car company. This will be secondary coverage, which means if you need to file a claim you’ll need to do so with your primary insurance first.
You will also receive extended warranty protection, which will add up to one year to manufacturer's warranties that are five years or less. If you purchase something that you change your mind on, you may be able to get a refund within 90 days even if the merchant won’t take it back.
Have an item that is damaged or stolen within 90 days of purchasing it? Purchase protection from this American Express card may provide you with a refund of up to $1,000 per occurrence and $50,000 per calendar year.
Feel free to use this card to travel outside the United States as there is no foreign transaction fee (see rates and fees).
What You Don’t Get
Many of the airline credit cards that have an annual fee come with a wide array of benefits. Some of them include priority boarding or free checked baggage. Some cards will even offer luxury perks like elite qualifying miles or complimentary lounge access. Unfortunately, the Delta SkyMiles® Blue American Express Card doesn’t include any of those benefits. Instead, its focus is on offering a way to earn Delta Miles without a cost involved. Click here for information on other Delta cards that offer these beneftis.
This card also doesn’t include an introductory 0% APR on purchases or balance transfers. Instead it has a variable APR of 20.24%-29.24% depending on creditworthiness (see rates and fees).
The Bottom Line
With many consumers looking for ways to save money, the Delta SkyMiles® Blue American Express Card is a great fit. Not only do you get the chance to earn Delta SkyMiles, but you can do so without paying a high fee to carry the card.
For rates and fees of the Delta SkyMiles® Blue American Express Card, click here.
Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.
First published , last updated
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.