Delta Reserve® Credit Card from American Express Review
Editorial Note: The information related to Delta Reserve® Credit Card from American Express has been collected by Credit Cards House and has not been reviewed or provided by the issuer of this card.
If you’re a frequent traveler, having status with an airline can make a trip much more relaxing. Status can provide you with free upgrades to first class, priority boarding, mileage bonuses and much more. Unfortunately, earning elite status can be difficult unless you have the right credit card in your wallet.
Delta travelers that want to start accumulating Medallion® Qualification Miles (MQMs), can look toward the Delta Reserve® Credit Card from American Express, a Credit Cards House advertiser. Not only does this card offer a generous signup bonus, but the additional perks can be extremely valuable as well.
But, with an annual fee of $450, is there enough value to make the card worth it? Let’s dig a little deeper into the Delta Reserve® Credit Card from American Express to find out.
What You Get
It doesn’t take long to realize the benefits that come with the Delta Reserve® Credit Card from American Express. You will receive 10,000 MQM and 40,000 bonus Delta miles after spending $3,000 in purchases during the first three months of being a cardholder.
If earning elite status with Delta is your main goal, you will have the opportunity to fast track your progress. When you spend $30,000 on your card within a calendar year, you will earn an additional 15,000 miles and 15,000 MQM.
Plan to spend more than $30,000? Not a problem. You will earn an additional 15,000 miles and 15,000 MQM after you spend $60,000 in a calendar year. As you can see, this card will easily move you in the right direction to earning elite status with Delta.
In addition to the nice signup bonus you can receive, you will also have the ability to earn two miles per dollar spent with Delta. It could be flights booked on Delta.com, snacks purchased in-flight, or any other purchase with Delta Airlines.
The earnings potential doesn’t end there; you will also earn one mile per dollar on all other purchase you make with your card. It could be at gas stations, restaurants, or any of your other everyday expenses. The miles you earn can be redeemed on Delta flights or any of their 12 SkyTeam partners.
Some people love to travel and enjoy each experience that comes their way. However, others just want to fly in comfort. As a Delta Reserve cardholder, you are going to receive complementary access to Delta Sky Clubs. That means while you wait for your flight to begin boarding, you will have the opportunity to relax with food and beverages, private restrooms, Wi-Fi access, satellite TV and more. If you are traveling with friends or family, they will be able to join you for $29 per person, up to two people.
Each year you choose to renew your card, you will receive a companion certificate to be used on any domestic flight. Depending on the cost of that flight, this could be a substantial savings against the $450 annual fee.
Another perk that is fairly standard with most airline specific credit cards is a free checked bag. Since each bag is $25 one-way, this would save you up to $50 for each round-trip flight. You will also receive priority boarding. This gives you the ability to board your plane before most others, allowing you the chance to store your bags and settle into your seat.
Travel doesn’t always go the way we plan and occasionally things can happen. Sometimes it’s a flight delay and other times it can be a lost bag. Luckily with the Delta Reserve® Credit Card from American Express you’ll be covered. When you purchase the entire fare with your card and your baggage is lost, damaged, or stolen, you will be compensated up to $1,250 for a carry-on bag or $500 for a checked bag.
Are you planning to travel outside of the United States? If so, there will be no foreign transaction fees charged on purchases. While most credit cards have eliminated these fees, there are still a handful that charge a percentage of each transaction made abroad.
What You Don’t Get
The Delta Reserve® Credit Card from American Express has a lot of upside for frequent Delta flyers. However, there are some areas when the card falls a short. Other than purchases made with Delta, there is no way to earn more than just one mile per dollar spent. Many cards available today will offer bonus points on category purchases.
With its $450 annual fee, the Delta Reserve® Credit Card from American Express comes in at the high end in terms of cost. Unfortunately, it doesn’t include all the perks that other premium cards have. Cards like the Chase Sapphire Reserve® or the Platinum Card® from American Express also include a statement credit to cover both travel expenses and Global Entry.
The Bottom Line
If you’re a frequent traveler that flies Delta a majority of the time, the Delta Reserve® Credit Card from American Express is a must for your wallet. Not only will it put you on the fast track to earning elite status with Delta, it will also give you a generous signup bonus and many other attractive perks.
Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.
Editorial Note: The information related to Chase Sapphire Reserve® has been collected by Credit Cards House and has not been reviewed or provided by the issuer of this card.
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.