The Best Business Card for Travel
If you’re a small business owner who travels frequently, then you probably don’t have time for just any travel rewards credit card. So, if you’re looking to skip past the comparison shopping and go straight to the best premium travel rewards card, then check out the newly revised Business Platinum Card® from American Express, a Credit Cards House advertiser.
Note: Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
Card Benefits at a Glance
Earn 1.5x Membership Rewards points on several new categories, as well as on purchases over $5,000 (cap applies; see benefit terms).
Receive over $1,000 in value per year for statement credits from leading brands such as Dell, Indeed and Adobe — as well as TSA PreCheck, CLEAR and airline fees (enrollment required).
Enjoy access to over 1,400 airport business lounges worldwide (enrollment required).
Transfer rewards points to airline and hotel partners (enrollment required).
Earn Large Amounts of Valuable Membership Rewards Points
The Business Platinum Card® from American Express is first and foremost a travel rewards card, and it now offers even more opportunities to earn highly coveted Membership Rewards points. This card now offers 1.5x Membership Rewards on new categories of purchases such as electronics goods including retailers, software, and cloud service providers. You also earn 1.5x points on construction materials and hardware supplies as well as on shipping providers. These new offers are limited to $2 million in annual spending (see benefit terms).
That’s in addition to the existing offer of 1.5x on all purchases over $5,000 (see benefit terms). These Membership Rewards points are most valuable when transferred to airline miles and redeemed for expensive premium-class airline tickets, and you can often receive several cents in value per point redeemed this way. The Business Platinum Card also offers 35% of your points back when you pay for all or part of an airline fare (up to 500,000 points back per year, enrollment required; see benefit terms).
Receive Enough Fee Credits to Offset the Annual Fee
The newly revised Business Platinum Card offers over $1,000 in value per year for statement credits, including the following:
Up to $400 in Dell credits ($200 semiannually).
Up to $360 in credits toward Indeed hiring and recruiting products ($90 quarterly).
Up to $150 in annual statement credits toward select Adobe purchases.
Up to $120 in annual credits toward wireless companies, given as up to $10 per month.
Up to $189 in an annual credit toward a CLEAR expedited security screening membership when you use your card.
Up to $200 in annual airline fee statement credits.
Up to $100 in a statement credit toward a Global Entry or TSA PreCheck application or renewal, every four years when you use your card.
(Enrollment required. See benefit terms.)
For many cardholders, the value of these fees can exceed the cost of this card’s $695 annual fee (see rates and fees). And, for most businesses, the annual fee paid will qualify as a tax-deductible expense.
Enjoy Numerous Travel Perks and Benefits
Beyond the rewards and statement credits offered by the American Express Business Platinum, the way this card really makes travel easier is through its numerous perks and benefits. By utilizing the fee credits for TSA PreCheck or Global Entry, you’ll enjoy expedited security screening at U.S. airports. You can also use the CLEAR fee credit for priority access to all of the screening lines at select airports, bringing your wait time to an absolute minimum (enrollment required). The $200 airline fee credit can be applied to charges such as checked baggage fees, lounge day passes, and fees for inflight food and beverages (see benefit terms).
At airports, Business Platinum cardholders will enjoy access to over 1,400 lounges worldwide, including the expanding network of American Express Centurion lounges (enrollment required). At your destination, you’ll enjoy Gold elite status with both Hilton and Marriott hotels as well as elite status with both Hertz and National car rental — all of which allows you to receive additional benefits, upgrades and priority service (enrollment required).
Other travel benefits include Global Dining Access by Resy, which offers exclusive reservations to many of the world’s top restaurants. And, if you’d prefer to fly privately, American Express’s Premium Private Jet Program features a 20% discount on Wheels Up Connect and a 40% discount on Wheels Up Core memberships, as well as a $500 or $2,000 credit added to your Wheels Up account to use toward an initial flight within the first year, depending on selected Wheels Up membership (enrollment required).
If you’re a frequent business traveler who wants to maximize your time on the road, while minimizing the hassles, the Business Platinum Card® from American Express can be indispensable. By understanding all of the rewards, statement credits and travel benefits offered by the card, you’ll be in position to decide if the American Express Business Platinum makes sense for your needs.
For rates and fees of The Business Platinum Card® from American Express, click here.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.
First published , last updated
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.