Citi® / AAdvantage® Gold World Elite™ Mastercard® Review
If you are looking to pick up a new co-branded American Airlines credit card, then you have several options available. If you don’t want to pay a high annual fee but still want a generous signup bonus, then the Citi® / AAdvantage® Gold World Elite™ Mastercard® from Citi, a Credit Cards House advertiser, should get some attention.
What You Get
When you sign up for the Citi® / AAdvantage® Gold World Elite™ Mastercard® you are going to receive a 25,000 AAdvantage mile bonus after spending $750 in purchases during the first three months. That is enough miles for a round-trip domestic airline ticket. In addition to the signup bonus, you will also earn one AAdvantage® mile for every $1 spent on purchases.
The AAdvantage Gold card will also give you access to American Airlines reduced mileage awards. This will allow you to save up to 5,000 AAdvantage miles on select domestic routes throughout the year. Plus, you will also receive a 25% discount on in-flight food and beverage purchases.
The AAdvantage Gold card will also come with several other benefits that you will find on other co-branded American Airlines cards, such as Citi Price Rewind, which will automatically look for a lower price on the items you purchase. If a lower price is found within 60 days, you will receive the difference back to your account.
Cardholders also receive damage and theft purchase protection, which will cover items against damage or theft within the first 120 days (90 days for New York residents). You will also receive extended warranty protection, which will extend the manufacturer's warranty of items purchased with your card.
In addition to the shopping protections that come with the AAdvantage Gold card, you will also receive travel benefits, including worldwide travel accident insurance, worldwide car rental insurance, and lost baggage insurance.
All of the perks on the Citi® / AAdvantage® Gold World Elite™ Mastercard® will come with an annual fee of just $50, which is waived for the first year.
What You Don’t Get
This biggest downside to the Citi® / AAdvantage® Gold World Elite™ Mastercard® is that you will not earn bonus AAdvantage® miles on American Airlines purchases. This is a feature that other co-branded American Airlines cards include. If you are a frequent flyer than this might cause you to miss out on quite a few AAdvantage miles.
The negatives don’t stop there. You are also not going to have baggage fees waived, you will not receive priority boarding, plus you will be charged foreign transaction fees when you use the card outside of the United States. Click here for information on the higher-end Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®.
The Bottom Line
If you are a frequent American Airlines flyer, then there is a good chance you have considered adding an American Airlines co-branded credit card to your wallet. There are several choices available, and what you choose depends on your preferences. With the Citi® / AAdvantage® Gold World Elite™ Mastercard® you will receive a nice signup bonus and a low annual fee, however, there are benefits missing that other Citi AAdvantage cards will offer.
First published , last updated
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.