Retail Credit Cards
Retail credit cards are for people who want to save money and earn rewards at specific stores and retailers. Retail rewards cards can earn extra cash back, discounts, bonus rewards and more.
See: Advertiser Disclosure & Editorial Disclosure. Some cards are Credit Cards House 's partners.
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- 5% back in Rewards for every $1 you spend at Bed Bath & Beyond*
- 2% back in Rewards for every $1 you spend on gas and groceries*
- 1% back in Rewards for every $1 you spend anywhere else Mastercard is accepted
- Special Financing for 6 or 12 months at Bed Bath & Beyond*
- See site for details*
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Earn rewards in three card tier levels: Buckle Classic, Buckle Black and Buckle Exclusive
- Discount off your first Buckle Credit Card purchase*
- $10 B-Rewards card for every $300 spent during a B-Rewards period*
- Exclusive mailings and special offers
- Special Birthday Rewards*
- *See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Special financing available
- Advance notice of upcoming sales and events
- Anniversary and birthday rewards
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- 15,000 bonus points for PowerUp Rewards Pro and Elite Pro members. 5,000 bonus points for PowerUp Rewards Player members.**
- 5,000 bonus points for every $250 you spend***
- Use your card to shop in store or online
- Choose to pay in full or make monthly payments over time†
- Exclusive cardholder offers
- No annual fee
- See site for more details
APPLY NOW
On the Barclays Secure Website
Key Benefits
- Receive exclusive offers and invitations to select sales
- Earn 5 points for every $1 spent at Banana Republic, Gap, Old Navy and Athleta
- Earn $1 for every 100 points you earn, redeemable across the Gap family of brands
- Receive 20% off your first purchase with your new credit card at Banana Republic
- Receive fast shipping on all online orders $50 or more
- See site for details
APPLY NOW
On the Citi Secure Website
Key Benefits
- Available as Wayfair Credit Card or Wayfair Mastercard®
- 5% back in rewards or Special Financing (see site for details)
- Earn a discount off your first order (with minimum purchase)
- No annual fee
- Note: The information related to Meijer MasterCard has been collected by Credit Cards House and has not been reviewed or provided by the issuer or provider of this product or service.
- *See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Available to BJ’s Perks Elite® Members
- Save 10¢ Off/gal. at BJ’s Gas® every day
- Earn 5% cash back on most BJ's purchases
- 2% cash back dining out
- 2% cash back at non-BJ’s gas stations
- 1% cash back shopping everywhere else Mastercard is accepted
- You can use your awards in-Club or on BJs.com in $10 increments
- See site for more details
APPLY NOW
On the TD Bank Secure Website
Key Benefits
- Save 5% at Target and Target.com. Get more every day when you use a RedCard.*
- Free shipping on most items at Target.com with your RedCard*
- Early access to special events, products and promotions*
- Exclusive extras, including special items and offers*
- 30 extra days for returns*
- Online account management*
- Stack your 5% RedCard™ savings with Cartwheel and Target Subscriptions savings*
- *Some restrictions apply. See Target.com/RedCard for details.
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- 30% Off your first credit card purchase
- 25% Off for your kids' birthdays
- 20% Off when you get your card
- Double Points (earn $5 rewards faster!)
- $1 spent = 2 points. 100 points = $5 reward
- Free Standard Shipping Every Day
- See site for more details
- Read the Children's Place My Place Rewards Credit Card Review
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Earn $30 in rewards with a minimum purchase of $300 within 90 days of account opening
- 6, 12, 18 and 24-month financing options available
- Special promotions just for cardholders
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- $10 Reward when you spend $200 on your card
- Special birthday offer
- Exclusive cardholder perks
- See site for more details
APPLY NOW
On the Synchrony Bank Secure Website
Key Benefits
- Same day savings when you open and use your new card
- Earn 2X the rewards points with a JCPenney Credit Card
- Special financing available on qualifying purchases for major appliances, furniture, mattresses, fine jewelry and more
- Access to exclusive savings and discounts
- See site for more details
- Read the JCPenney Credit Card Review
APPLY NOW
On the Synchrony Bank Secure Website
Key Benefits
- Get 10% off your first purchase online or in store
- Earn 5% back in Rewards on every purchase at the TJX family of stores ( TJ Maxx, Marshalls, HomeGoods, Sierra, and Homesense stores)
- See site for more details
- Read the TJX Rewards Credit Card Review
APPLY NOW
On the Synchrony Bank Secure Website
Key Benefits
- Receive a discount off your first AEO credit card purchase
- Free Standard Shipping
- Earn 15 points per $1 spent
- 2,500 points= $10 reward
- 20% off birthday coupon
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Special financing plans available
- $50 off on your birthday
- Free standard shipping
- 10% off any repair service when you use your card
- See site for more details
APPLY NOW
On the Barclays Secure Website
Key Benefits
- Receive exclusive offers and invitations to select sales
- Earn 5 points for every $1 spent at Banana Republic, Gap, Old Navy and Athleta
- Earn 5X points for every $1 spent on all Mastercard purchases made outside the Gap family of brands until Jan. 31, 2023
- Earn $1 for every 100 points you earn, redeemable across the Gap family of brands
- Receive 20% off your first purchase with your new credit card at Banana Republic
- Receive fast shipping on all online orders $50 or more
- See site for details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Get 20% off your first purchase at Ulta Beauty
- Earn 2 points for every $1 spent at Ulta Beauty
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- 5% back in rewards for every $1 you spend at Williams Sonoma
- Free standard shipping
- $25 Reward Certificate every time you earn $25 in rewards
- $20 Welcome Certificate in the mail after you receive your new card
- $25 certificate during your birthday month
- See site for more details
APPLY NOW
On the Synchrony Bank Secure Website
Key Benefits
- Receive a discount off your first AEO Connected credit card purchase
- Free Standard Shipping
- Earn 15 points per $1 spent
- Earn 5 points for every $1 spent anywhere else Visa® Credit Cards are accepted
- 2,500 points = $10 reward
- 20% off birthday coupon
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- 5% back in rewards for every $1 you spend at Williams Sonoma
- 4% back in rewards for every $1 you spend on restaurant purchases and food delivery 11/1 – 12/31
- 1% back in rewards for every $1 you spend everywhere else Visa is accepted
- Get a $25 Reward Certificate every time you earn $25 in rewards
- $20 Welcome Certificate in the mail after you receive your new card
- $25 Certificate during your birthday month
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Earn 5 Rewards Points for every dollar spent in stores or online at LOFT, Ann Taylor, Lou & Grey, LOFT Outlet or Ann Taylor Factory Store
- Receive a $5 Rewards Card for every 500 points earned
- Enjoy a $15 Birthday Gift during your birthday month
- See site for more details
APPLY NOW
On the Synchrony Bank Secure Website
Key Benefits
- Belk Rewards status cardholders earn 3% back in rewards*
- Belk Premier status cardholders earn 4% back in rewards*
- Belk Elite status cardholders earn 5% back in rewards*
- Every 1000 points equals $10 in Belk Rewards Dollars
- Access to in-store promotions, bonus point events, and more
- See site for more details*
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Get 20% off your first purchase at Ulta Beauty
- Earn 2 points for every $1 spent at Ulta Beauty
- Earn 1 point for every $3 spent outside of Ulta Beauty where Mastercard is accepted
- Enjoy 500 Welcome Bonus Points when you spend $500 in the first 90 days outside of Ulta Beauty
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- First purchase discount
- Earn rewards for every dollar spent at Forever 21
- Birthday discount
- Anniversary discount
- Welcome discount kit and exclusive offers
- Available as Forever 21 Credit Card and as Forever 21 Visa Credit Card
- *See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Receive a $15 off $50 welcome offer
- Get 40% off your first online purchase
- Extra 5% off every day with your Torrid credit card
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Free shipping on all purchases over $50
- Exclusive shopping rewards
- Insider access and special events
- A gift for your birthday
- See site for more details
- Read the Victoria's Secret Credit Card Review
APPLY NOW
On the Synchrony Bank Secure Website
Key Benefits
- Earn 2% cash back on every purchase
- Redeem rewards in any amount, at any time
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Available to BJ’s Perks Plus® Members
- Save 10¢ off/gal. at BJ's Gas® every day
- Earn 3% cash back on most in-Club and BJs.com purchases1
- Earn 2% cash back on dining out and non-BJ's gas purchases2
- Earn 1% cash back everywhere else Mastercard® is accepted
- You can use your awards in-Club or on BJs.com in $10 increments
- See site for more details
APPLY NOW
On the Barclays Secure Website
Key Benefits
- Receive exclusive offers and invitations to select sales
- Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta
- Earn 5X points for every $1 spent on all Mastercard purchases made outside the Gap family of brands until Jan. 31, 2023
- Earn $1 for every 100 points you earn, redeemable across the Gap family of brands
- Receive 30% off your first purchase with your new credit card at Old Navy
- Receive fast shipping on all online orders $50 or more
- See site for details
APPLY NOW
On the Barclays Secure Website
Key Benefits
- Receive exclusive offers and invitations to select sales
- Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta
- Earn $1 for every 100 points you earn, redeemable across the Gap family of brands
- Receive 30% off your first purchase with your new credit card at Old Navy
- Receive fast shipping on all online orders $50 or more
- See site for details
Meijer Credit Card
From Citi
APPLY NOW
On the Citi Secure Website
Key Benefits
- $10 off your first purchase when approved*
- Save 10 cents per gallon at Meijer gas stations*
- Earn a $10 reward for every $750 spent*
- Exclusive savings events*
- Note: The information related to Meijer Credit Card has been collected by Credit Cards House and has not been reviewed or provided by the issuer or provider of this product or service.
- *See site for more details
Meijer Mastercard®
From Citi
APPLY NOW
On the Citi Secure Website
Key Benefits
- $10 off your first purchase when approved*
- Save 10 cents per gallon at Meijer gas stations*
- Earn a $10 reward for every $750 spent*
- Exclusive savings events*
- Earn rewards faster by spending anywhere Mastercard is accepted*
- Note: The information related to Meijer MasterCard has been collected by Credit Cards House and has not been reviewed or provided by the issuer or provider of this product or service.
- *See site for more details
APPLY NOW
On the Synchrony Bank Secure Website
Key Benefits
- Save on your first purchase
- Choose 5% off every day, 6 months special financing on eligible purchases, or project financing on eligible projects
- See site for more details
- Read the Lowe's Advantage Card Review
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- 6 months special financing available
- Easy online account management and bill payment
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- 20 points for every dollar spent on your EXPRESS NEXT Credit Card*
- Receive a $10 Reward at every 2,500 points earned (spend $125)
- Monthly EXP Extra bonus point opportunities to earn Rewards faster
- Receive a birthday gift**
- Arrive at A-List status when you earn 7,500 points
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Earn points on every $1 you spend on qualifying purchases
- $10 Reward for every 3,000 points
- Birthday offer
- Free standard shipping on qualifying purchases*
- Extended returns when you use your Lane Bryant Credit Card
- *See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- 5 rewards points for every dollar spent at at LOFT, Ann Taylor, Lou & Grey, LOFT Outlet or Ann Taylor Factory Store
- 2 rewards points per dollar for gas and groceries
- 1 reward point per dollar for purchases everywhere Mastercard is accepted
- $5 Rewards Card for every 500 points earned
- Birthday gift
- See site for more details
APPLY NOW
On the Synchrony Bank Secure Website
Key Benefits
- 10% back in reward dollars or 6 months special financing
- $20 in rewards for every $200 spent in-store and online when you choose rewards
- Earn and redeem rewards at Crate and Barrel and CB2
- access to cardholder-only offer events and other perks
- See site for more details
APPLY NOW
On the Synchrony Bank Secure Website
Key Benefits
- Choose the financing offer that works for you
- 6/12 month with no minimum purchase required*
- 18 months with minimum purchase required*
- 72 months with minimum purchase required (in store only)*
- *See site for more details
APPLY NOW
On the Barclays Secure Website
Key Benefits
- Receive exclusive offers and invitations to select sales
- Earn 5 points for every $1 spent at Gap, Old Navy, Banana Republic and Athleta
- Earn $1 for every 100 points you earn, redeemable across the Gap family of brands
- Receive 20% off your first purchase with your new credit card at Gap
- Receive fast shipping on all online orders $50 or more
- See site for details
APPLY NOW
On the Barclays Secure Website
Key Benefits
- Receive exclusive offers and invitations to select sales
- Earn 5 points for every $1 spent at Gap, Old Navy, Banana Republic and Athleta
- Earn 5X points for every $1 spent on all Mastercard purchases made outside the Gap family of brands until Jan. 31, 2023
- Earn $1 for every 100 points you earn, redeemable across the Gap family of brands
- Receive 20% off your first purchase with your new credit card at Gap
- Receive fast shipping on all online orders $50 or more
- See site for details
APPLY NOW
On the Barclays Secure Website
Key Benefits
- Receive exclusive offers and invitations to select sales
- Earn 5 points for every $1 spent at Athleta, Gap, Banana Republic and Old Navy
- Earn $1 for every 100 points you earn, redeemable across the Gap family of brands
- Receive 20% off your first purchase with your new credit card at Athleta
- Receive fast shipping on all online orders $50 or more
- See site for details
APPLY NOW
On the TD Bank Secure Website
Key Benefits
- If approved, you can sign in to access your card online and start shopping right away.
- Earn 3 points per dollar spent in stores and online at Nordstrom, Nordstrom Rack, HauteLook and Trunk Club.
- Plus, earn 2 points per dollar on dining, entertainment and travel, and earn 1 point per dollar everywhere else Visa credit cards are accepted.
- For every 2,000 points you earn, you’ll receive a $20 Nordstrom Note to spend.
- No annual fee and competitive APRs. See APR and fee information.
- 24/7 Nordstrom customer service.
- See site for details
APPLY NOW
On the Barclays Secure Website
Key Benefits
- Receive exclusive offers and invitations to select sales
- Earn 5 points for every $1 spent at Athleta, Gap, Banana Republic and Old Navy
- Earn 5X points for every $1 spent on all Mastercard purchases made outside the Gap family of brands until Jan. 31, 2023
- Earn $1 for every 100 points you earn, redeemable across the Gap family of brands
- Receive 20% off your first purchase with your new credit card at Athleta
- Receive fast shipping on all online orders $50 or more
- See site for details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Earn 5% back in rewards on IKEA purchases
- Earn 3% back in rewards on dining, grocery purchases and utility purchases
- Earn 1% back in rewards on all other purchases
- $25 off your first IKEA purchase with new card on day of account opening
- No annual fee
- See site for more details
HSN Card
From Comenity Bank
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- ExtraFlex on beauty, fashion and jewelry all the time.
- VIP Easy Returns - no worry shopping!
- VIP Financing
- Exclusive discounts
- No annual fee
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- 15% off your first purchase
- $5 reward every time you spend $100
- Special birthday surprise
- Free standard alterations on in-store purchases
- See site for more details
APPLY NOW
On the TD Bank Secure Website
Key Benefits
- If approved, you can sign in to access your card online and start shopping right away.
- Earn 3 points per dollar spent in stores and online at Nordstrom, Nordstrom Rack, HauteLook and Trunk Club.
- No annual fee and competitive APRs. See APR and fee information.
- 24/7 Nordstrom customer service.
- See site for details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Earn 10% back in Rewards. You'll receive a $25 Reward Certificate for every $250 you spend
- Or, opt for 12 months special financing
- Exclusive events and offers
- Double reward opportunities offered throughout the year
- Earn and redeem rewards at Pottery Barn, Pottery Barn Kids, or PBteen
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- 15% off your first purchase
- Two $20 off $50 shopping passes each year
APPLY NOW
On the Synchrony Bank Secure Website
Key Benefits
- 3 cents per gallon every fill-up on Regular or Diesel
- Exclusive cardholder offers throughout the year
- No annual fee
- See site for more details
APPLY NOW
On the Comenity Bank Secure Website
Key Benefits
- Earn 5% back in rewards online and in stores across the seven Williams Sonoma brands or opt for 12 months of special financing on purchases of $750 or more
- Earn 10% back for the first 30 days when using the West Elm Key Rewards Credit Card at any of the seven brands
- $25 birthday reward, sent annually via email
- Free standard shipping on purchases
About What Our Experts Say and The Bottom Line:
Our experts review each card in depth to get to The Bottom Line - giving you a clear idea of what each card is about, how it may benefit you, and our take on the primary card features.