The 30-Day Window: Why Preparing for El Niño’s Historic Threat Requires Immediate Flood Insurance Action
As meteorological models point toward a potentially record-breaking El Niño cycle, federal and state emergency officials are issuing urgent warnings to homeowners and renters nationwide: standard property insurance policies do not cover flood damage, and the federal government’s mandatory 30-day waiting period means that coverage must be secured proactively, long before a storm touches down….
