The Vimes Theory of Retirement: Why "Cheap" Tax Planning Costs You a Fortune
In Sir Terry Pratchett’s 1993 Discworld novel, Men at Arms, Captain Samuel Vimes, a man defined by his pragmatic, street-level wisdom, articulates a profound economic theory. He explains that a wealthy man can afford a pair of $50 leather boots that last ten years. A poor man, constrained by his immediate budget, can only afford…
