In a dramatic display of political brinkmanship, President Donald Trump announced on Thursday that he will decline to sign the 21st Century ROAD to Housing Act, a bipartisan piece of legislation that has become a focal point of intense debate in Washington. The bill, which seeks to revitalize the American housing market by slashing regulatory…
By PYMNTS July 10, 2026 As the clock ticks toward midnight on July 11, 2026, the landscape of American monetary policy stands on the precipice of a significant, albeit temporary, transformation. A comprehensive housing bill, having successfully navigated the treacherous waters of the legislative process, is poised to become law, effectively imposing a four-year moratorium…
For years, the American housing market has been defined by a singular, suffocating narrative: a lack of supply. Following the 2008 financial crisis, years of under-building created a chronic deficit of homes, driving prices to record highs and locking millions of potential buyers out of the market. However, a seismic shift is underway. According to…
Despite the prevailing narrative of a cooling real estate market, the ground-level reality tells a story of surprising resilience. While headlines often focus on macroeconomic anxieties, data from the residential sector suggests that the housing market is not in a state of freefall, but rather finding a new, stable equilibrium. On a recent episode of…
WASHINGTON, D.C. — In a landmark legislative move aimed at addressing the systemic bottlenecks clogging the American housing market, Congress officially passed the 21st Century ROAD to Housing Act on June 24, 2026. The comprehensive package represents one of the most significant federal interventions in the housing sector in recent memory, targeting the twin crises…
WASHINGTON — June 24, 2026 — In a landmark move aimed at addressing the systemic barriers to homeownership that have defined the American housing landscape for decades, Congress today passed the 21st Century ROAD to Housing Act. The bipartisan legislative package represents a significant federal intervention into the ongoing housing affordability crisis, prioritizing the needs…
By: Alys Cohen (NCLC) and Corey Frayer (CFA) June 23, 2026 In an era defined by rapid financial digitization, the boundary between speculative digital assets and foundational government-backed housing finance has been breached. In a move that has sent shockwaves through housing advocacy groups and legislative watchdogs, the mortgage lender Better and the digital exchange…
While mainstream headlines continue to paint a bleak portrait of the American real estate landscape, a deeper dive into current data reveals a reality that defies the conventional narrative. Contrary to expectations of a collapse, the housing market in June 2026 is defined by a paradoxical stability—a phenomenon industry experts are calling "The Great Stall."…
Across the United States, the skyline is increasingly dominated by glass-paneled luxury high-rises and master-planned "built-to-rent" communities. While these developments capture headlines and investment capital, a critical piece of the American housing ecosystem is quietly evaporating: the "starter rental." For decades, modest one-to-three-bedroom ranch houses, studio apartments, and rooms in shared dwellings served as the…
WASHINGTON, D.C. — In a landmark legislative move that signals a significant shift in federal housing policy, Congress has officially passed the 21st Century ROAD to Housing Act. The comprehensive legislative package, which cleared both chambers on June 24, 2026, aims to dismantle the systemic barriers that have long prevented low- and moderate-income families, particularly…
