By PYMNTS | July 19, 2026 In a significant move that underscores the ongoing consolidation and strategic restructuring of the global payments industry, ACI Worldwide is reportedly exploring a potential sale of its billing business. The development, first reported on July 17, 2026, signals a major shift for the electronic payment and banking solutions giant…
For decades, the “Golden Rule” of retirement planning has been a fixture of financial seminars and retirement calculators alike: to maintain your preretirement lifestyle, you must aim to replace 70% to 80% of your gross annual income. It is a comforting, albeit simplistic, heuristic designed to ensure that no retiree finds themselves destitute in their…
WASHINGTON D.C. – July 16, 2026 – Homebuyers and homeowners looking to refinance are navigating a slightly more expensive lending landscape this week, as average mortgage interest rates have seen a modest uptick. The benchmark 30-year fixed-rate mortgage has climbed to 6.49% Annual Percentage Rate (APR), a marginal increase of four basis points from yesterday…
As the shadow of "Q-Day"—the theoretical date when quantum computers become powerful enough to break the elliptic curve cryptography (ECC) currently securing the Bitcoin network—looms larger, the cryptocurrency industry is entering a state of high-stakes preparation. While the threat to digital assets has long been acknowledged in technical circles, a new breakthrough from security firm…
Launching a business is an exhilarating endeavor, yet it is often accompanied by a series of critical foundational decisions that can define a company’s trajectory for years. Among the most vital of these is selecting the appropriate legal structure. Whether you are launching a solo consultancy, a creative partnership, or a high-growth startup, the framework…
In the current real estate market, investors are facing a paradox: property values are high, interest rates have fluctuated, and traditional rental models are often struggling to keep pace with rising operational costs. For many, the dream of passive income feels stalled by the reality of thin margins. However, a growing cohort of savvy investors…
In the world of ultra-premium aviation, the ground experience has become as critical as the seat itself. For years, the legacy of Air India was defined more by its historical prestige than its modern-day operational consistency. However, a seismic shift is underway. As part of a broader, multi-billion-dollar effort to revitalize its brand, Air India…
In the intricate architecture of personal finance, most individuals focus their defensive strategies on life insurance, retirement portfolios, and emergency savings accounts. Yet, there is a gaping hole in this protective structure—a vulnerability that is statistically far more likely to occur than the event most people fear most. While the prospect of premature death dominates…
This is part of our educational blog series, “The Short Form,” designed to simplify tax issues and explore the world through the lens of policy. Learn more about taxes with TaxEDU. The American federal tax system is not a static monolith; it is a living, breathing reflection of the nation’s history, priorities, and economic philosophies….
By PYMNTS July 19, 2026 The artificial intelligence hardware sector is witnessing a transformation so rapid that it is challenging traditional metrics of corporate valuation. Etched, a specialized AI chip startup, is currently in advanced discussions that could see its valuation soar to an eye-watering $20 billion. This development marks a significant escalation in the…
