As the autumn leaves fall and the air turns crisp, the season of ghouls and goblins is upon us. For retirees and those nearing the end of their professional careers, however, the most chilling prospects aren’t found in haunted houses or horror films—they are often hiding in plain sight within their own investment portfolios. In…
By Barry Coleman, National Foundation for Credit Counseling (NFCC) Published: July 17, 2026 (Originally published March 2022) Main Facts Millions of student loan borrowers across the United States continue to grapple with complex repayment options, mounting financial stress, and the daily anxiety of debt management. Recent data highlights the severity of this ongoing economic challenge:…
By Barry Coleman, National Foundation for Credit Counseling (NFCC) Published: July 17, 2026 (Originally published March 2022) Main Facts Millions of student loan borrowers across the United States continue to face significant hurdles when attempting to navigate complex repayment structures, changing federal guidelines, and mounting financial pressure. According to recent economic indicators from the Federal…
Author: Barry Coleman, National Foundation for Credit Counseling (NFCC) Published: July 17, 2026 (Editor’s Note: This post was originally published in March 2022 and has been comprehensively updated to reflect the evolving student loan landscape in 2026.) Main Facts Millions of borrowers across the United States continue to wrestle with the complexities of student loan…
