The "Lower Bracket" Trap: Why Your Retirement Tax Strategy Needs a Second Look
For many high-net-worth pre-retirees, the path to retirement feels like a well-worn trail. They have spent decades diligently contributing to 401(k)s and traditional IRAs, enjoying the tax deduction today with a singular, comforting assumption: "I’ll simply wait until I retire to pull the money out. My income will drop, I’ll be in a lower tax…
