Navigating the Debt Dilemma: Should You Clear Collections Before Applying for a Mortgage?

By Bruce McClary, NFCC | Updated June 22, 2026 For millions of Americans, the dream of homeownership is a milestone defined by meticulous preparation. Aspiring buyers often spend years curating their savings for down payments, researching neighborhoods, and bracing for the complexities of closing costs. Yet, beneath the surface of these financial preparations often lies…

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The Escalating Cost of Convenience: CLEAR+ Raises Prices Again Amidst Growing Questions About Long-Term Utility

For the frequent flyer, the airport security experience is a calculated dance of efficiency. In recent years, the combination of TSA PreCheck and CLEAR has been heralded as the "gold standard" for bypassing the friction of domestic air travel. However, the economics of this convenience have shifted once again. As of July 1, 2026, CLEAR—the…

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The Clear Choice: How to Navigate the High Cost of Corrective Eyewear

By Consumers’ Checkbook | April 14, 2026 For approximately 75 percent of the American population, seeing the world clearly is a daily logistical and financial commitment. Whether through the timeless appeal of stylish frames or the unobtrusive convenience of contact lenses, corrective eyewear is an essential medical necessity for millions. Yet, despite the ubiquity of…

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