The High-Stakes Gatekeepers: How Recent FTC Crackdowns Are Redefining Merchant Acquiring and Risk Underwriting

Before a single consumer swipes a credit card, taps a mobile wallet, or enters a digital checkout form, a complex financial ecosystem makes a critical calculation. Behind the scenes, a payment processor or acquiring bank must weigh a fundamental question: Should we take on this business and its inherent payment risk? For decades, the onboarding…

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