The Regulatory Crucible: Why Fintechs Must Make Bank Charters Their "Overriding Objective"
For the modern fintech firm, the path from a nimble, software-driven startup to a fully regulated national bank is often viewed as the ultimate graduation. However, as industry veterans recently underscored at the Federal Reserve Bank of Philadelphia’s annual fintech conference, this transition is not merely a box-ticking exercise in legal compliance. It is a…
