The Truth About Debt Collections: Why Paying Off Old Accounts Isn’t a Quick Fix for Your Credit Score
By Barry Coleman, NFCC June 14, 2026 Finding a debt in collections is a distressing milestone in any consumer’s financial journey. It is often accompanied by aggressive collection calls, mounting anxiety, and the jarring realization that your credit score—a metric often tied to your ability to rent an apartment, secure a car loan, or even…
