By: Carla Sanchez-Adams and Jennifer Wagner July 7, 2026 The financial landscape for immigrants in the United States is undergoing a significant transformation. A series of coordinated federal actions, beginning with an Executive Order issued on May 19, 2026, and followed by specific regulatory guidance from federal agencies on June 5 and June 8, have…
In the wake of heightened geopolitical tensions and the resulting volatility in the Strait of Hormuz, a trio of prominent Democratic senators—Chuck Schumer (D-NY), Ron Wyden (D-OR), and Michael Bennet (D-CO)—has unveiled the Taxing Buybacks from Big Oil Windfalls Act. The proposed legislation, which seeks to dramatically hike the excise tax on stock repurchases for…
In an era where travel loyalty programs are increasingly moving toward ecosystem integration, Air Canada’s Aeroplan and the World of Hyatt have officially announced a strategic partnership. This collaboration aims to provide frequent travelers with a more seamless experience between the tarmac and the hotel lobby. By linking accounts, members of both programs can unlock…
The landscape of American finance is undergoing its most significant structural shift in decades. After years of trailing behind global peers in payment velocity, the United States is witnessing a rapid acceleration in the adoption of real-time gross settlement (RTGS) systems. At the heart of this transformation is FedNow, the Federal Reserve’s instant payments service,…
By: Editorial Staff (Reporting on analysis by Geoff Walsh) June 25, 2026 In a unanimous decision that promises to reshape the landscape of consumer litigation, the United States Supreme Court has delivered a stinging rebuke to the lower courts’ over-reliance on the doctrine of judicial estoppel. The ruling in Keathley v. Buddy Ayers Construction, Inc.,…
For travelers who have diligently accumulated Marriott Bonvoy points, the past few days have brought a subtle but unmistakable shift in the landscape of loyalty rewards. Without an official press release or a fanfare-filled announcement, Marriott International appears to have implemented a sweeping, albeit calculated, devaluation of its loyalty currency. Reports from across the travel…
Morning Minute is a daily newsletter authored by Tyler Warner. The analysis and opinions expressed herein are those of the author and do not necessarily reflect the official stance of Decrypt. For a comprehensive digest of the day’s top stories in under five minutes, tune into the Decrypt Daily podcast, available on Apple Podcasts and…
Every July, as the heat of summer settles over the United States, the nation gathers around the grill, gazes at the darkening sky, and engages in a ritual that has become as foundational to the American experience as the Declaration of Independence itself. Amidst the scent of charcoal and the rhythmic pop of neighborhood fireworks,…
In a recent op-ed for The New York Times, Senators Bernie Moreno (R-OH) and Elizabeth Warren (D-MA) introduced a legislative framework aimed at addressing the looming insolvency of the Social Security program. Their primary mechanism for "saving" the system is the elimination of the cap on earnings subject to the payroll tax. While the proposal…
In a landscape defined by economic uncertainty and shifting inflationary pressures, the Federal Reserve has once again become the focal point of global financial discourse. Recent signals from the central bank, paired with speculative data from prediction markets, have sparked a heated debate among experts: Is the era of interest rate cuts officially over? On…
