Main Facts The American banking landscape is undergoing a profound structural contraction, driven not by a wave of systemic collapses or a sudden surge in bank mergers, but by a near-total drought in new market entrants. Before the financial crisis of 2008, new banks—known in regulatory parlance as de novo institutions—routinely entered the United States…
By PYMNTS Published September 11, 2026 Main Facts In a coordinated regulatory push aimed at modernizing oversight and easing compliance pressures, four major U.S. financial regulatory agencies have jointly issued proposed guidance designed to help banks and credit unions better manage the risks associated with third-party relationships. Announced on Friday, September 11, 2026, the initiative…
After nearly two decades at the helm of One Mile at a Time (OMAAT), founder Ben Schlappig is preparing to steer the influential travel blog into a new era. In a candid announcement this week, Schlappig outlined a series of upcoming initiatives designed to reinvigorate the reader experience, move away from the "stale" trends of…
In the rapidly evolving landscape of artificial intelligence, the line between proprietary corporate control and open-source democratization has never been thinner. Following a tumultuous week for Anthropic, characterized by widespread user frustration over the "invisible safeguards" of its Fable 5 model and subsequent government-mandated service restrictions, the developer community has responded with a definitive act…
In an era where the lines between traditional finance and digital innovation are increasingly blurred, Utah’s Capital Community Bank (CCBank) has announced a comprehensive rebranding effort. Effective June 30, 2026, the institution will emerge as Quill Bank, a transition designed to harmonize its decades-long heritage in community banking with its burgeoning role as a critical…
