Major Overhaul to Federal Student Loan Programs: What Parent PLUS Borrowers Need to Know About the Post-July 2026 Landscape

Main Facts The U.S. Department of Education has officially updated its online regulatory guidance to reflect sweeping legislative and systemic changes to federal student loan programs that went into effect on July 1, 2026. While these transformations impact millions of borrowers across diverse demographics, they hit Parent PLUS Loan borrowers hardest. Parent PLUS Loans are…

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The Great Shift: How Navy Federal is Battling the Evolution from Fraud to Scams

The financial services landscape is undergoing a fundamental transformation. For years, the primary objective for banking institutions was the mitigation of "fraud"—unauthorized transactions where a third party gains access to a customer’s credentials. Today, however, the battlefield has shifted. As financial institutions bolster their digital fortresses, criminals are increasingly abandoning the technical hurdles of hacking…

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Navigating Federal Student Loan Forgiveness in 2026: A Comprehensive Guide for Borrowers

Author: Sarah Brady, National Foundation for Credit Counseling (NFCC) Updated: July 10, 2026 Introduction and Main Facts For millions of Americans holding federal student loan debt, the landscape of higher education financing has felt like a moving target over the past several years. A flurry of policy shifts, court battles, administrative overhauls, and shifting eligibility…

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The Post-SAVE Era: How the New Repayment Assistance Plan (RAP) and 2026 Federal Student Loan Overhaul Will Impact Millions

By Financial News Desk Published: 2026 Main Facts: A Complete Overhaul of Federal Student Loans The landscape of federal student loan repayment has undergone its most dramatic restructuring in decades. Following years of administrative gridlock, legislative battles, and the permanent retirement of the Savings on a Valuable Education (SAVE) plan, the U.S. Department of Education…

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The Regulatory Charade: Better Markets Sues Federal Reserve Over Alleged Secret Deals with Big Banks

In a landmark legal challenge that threatens to upend the current overhaul of U.S. banking regulations, the non-profit advocacy group Better Markets has filed a bombshell lawsuit against the Federal Reserve Board and its vice chair for supervision, Michelle Bowman. The suit, filed in the U.S. District Court for the District of Columbia, alleges that…

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    The Real Estate Tax Loophole: How High-Income W-2 Earners Legally Slash Federal Liabilities Through Short-Term Rentals

    By Financial Markets News Desk For years, a persistent financial myth has circulated in high-earning professional circles: that high-income W-2 earners—surgeons, tech executives, corporate attorneys, and senior engineers—are fundamentally locked out of meaningful real estate tax shelters. Barred by strict passive-activity limits and the daunting 750-hour annual time commitment required for Real Estate Professional Status…

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    Navigating MOHELA Student Loans: A Comprehensive Guide to Servicing, Repayment Strategies, and Federal Forgiveness in 2026

    Main Facts: Understanding MOHELA and the Modern Student Loan Landscape The Missouri Higher Education Loan Authority (MOHELA) occupies a central, highly scrutinized position within the United States higher education finance ecosystem. As one of the primary federal student loan servicers contracted by the U.S. Department of Education, MOHELA manages a massive slice of the overarching…

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    Legal Setback for Education Department: Federal Courts Strike Down Controversial PSLF Restrictions

    In a significant judicial development that carries profound implications for millions of public service workers, two federal courts have issued rulings vacating controversial new regulations that threatened the stability of the Public Service Loan Forgiveness (PSLF) program. The rules, which were slated to take effect on July 1, 2026, would have granted the Secretary of…

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    The New Era of Federal Student Loans: Understanding the Sweeping Impact of the ‘One Big Beautiful Bill Act’

    The landscape of American higher education financing has undergone a seismic shift. Following the enactment of the One Big Beautiful Bill Act—legislation passed by congressional Republicans and signed by President Trump last year—the U.S. Department of Education has begun implementing a series of reforms that fundamentally alter how federal student loans are managed, repaid, and…

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    Legal Victory for Healthcare Students: Federal Court Blocks Controversial Student Loan Caps

    In a significant judicial development for the future of the American healthcare workforce, a federal court issued a nationwide injunction in June 2026, halting the U.S. Department of Education’s implementation of a rule that would have drastically restricted federal student loan borrowing for many professional degree programs. The decision, handed down by the U.S. District…

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