By Mike Brown Published: July 11, 2026 In a move that marks a definitive shift in the digital finance landscape, PayPal has officially joined the European Payments Council (EPC). This integration into the central body governing the Single Euro Payments Area (SEPA) signals a new era for fintech-bank collaboration, promising to bridge the gap between…
By PYMNTS | July 8, 2026 In an increasingly digitized and borderless economy, small and medium-sized businesses (SMBs) are finding themselves navigating the same financial complexities once reserved for multinational corporations. Recognizing this shift, U.S. Bank has officially launched "Enhanced Payments," a comprehensive digital suite designed to streamline money movement, reduce overhead costs, and provide…
By PYMNTS | July 1, 2026 The architecture of the American financial system is undergoing a profound structural evolution. According to the latest Federal Reserve Payments Study (FRPS), which serves as the definitive triennial benchmark for the U.S. payment ecosystem, 2024 was a watershed year characterized by the deepening dominance of digital payment rails and…
The global payments landscape is currently undergoing a period of profound structural transformation, characterized by rapid executive turnover and shifting strategic priorities among its most influential players. Last week’s headlines were dominated by the high-profile power transfer at Truist, where incoming CEO Mike Lyons took the helm. However, for the fintech and merchant acquiring sectors,…
By PYMNTS | June 22, 2026 The global payments industry is currently undergoing a structural metamorphosis driven by the rapid democratization of Artificial Intelligence. As AI tools lower the barrier to entry for building complex financial features, the competitive landscape is shifting in real time. Features that once served as crown jewels for FinTech innovators—such…
