Monday, August 31, 2026

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New York Moves to Tighten Reins on Buy Now, Pay Later Industry with Formal Regulatory Framework

Leena Muazin07 mins

By PYMNTS | July 15, 2026 In a significant pivot for the financial technology landscape, the New York State Department of Financial Services (DFS) officially unveiled a comprehensive proposal on Wednesday, July 15, 2026, aimed at establishing a robust licensing and supervision framework for Buy Now, Pay Later (BNPL) providers. This move represents a major…

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Navigating Regulatory Headwinds: Federal Agencies Tighten Oversight on Lending to Unauthorized Workers

Reynand Wu09 mins

WASHINGTON, D.C. — In a move that signals a significant shift in the intersection of federal immigration policy and financial regulation, three of the nation’s primary banking regulators issued joint guidance on Monday, July 13, 2026. The Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), and the National Credit…

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