WASHINGTON — In the complex machinery of the modern American economy, few components are as vital—or as volatile—as the borrowing costs of the United States government. As national debt continues to cast a long shadow over fiscal policy, shifting Treasury yields have once again seized the spotlight, revealing a delicate and often precarious relationship between…
On July 1, 2026, the landscape of higher education financing in the United States will undergo its most significant transformation in decades. The federal government is effectively shuttering the Grad PLUS loan program for new borrowers, replacing the current "cost of attendance" borrowing model with rigid, fixed annual and lifetime caps. For thousands of graduate…
As of July 1, 2026, the landscape of graduate and professional education financing in the United States will undergo its most significant transformation in decades. The era of the "unlimited" Grad PLUS loan—which allowed students to borrow up to the total cost of attendance—is coming to a definitive close. In its place, the federal government…
On July 1, 2026, the landscape of American graduate and professional education will undergo its most significant transformation in decades. The federal government is set to sunset the Grad PLUS loan program, which has historically allowed students to borrow up to the total cost of attendance for their chosen programs. In its place, a new,…
On July 1, 2026, the landscape of American graduate and professional education will undergo its most significant transformation in decades. The federal government is officially sunsetting the Grad PLUS loan program, effectively ending the era of "cost-of-attendance" borrowing. For millions of aspiring doctors, lawyers, and graduate students, the era of unlimited federal financial support is…
By Bruce McClary, NFCC | March 4, 2026 In an era of rising living costs and persistent consumer debt, many Americans find themselves searching for a "silver bullet" to achieve financial freedom. For those with a 401(k) retirement account, the balance displayed on their quarterly statement can look like a tempting lifeline—a pool of ready…
