For millions of homeowners, the most devastating part of a natural disaster doesn’t arrive with the roaring winds, rushing floodwaters, or crackling flames. It arrives weeks later, dropped into a mailbox in the form of an explanation of benefits or a brief adjuster’s report. As extreme weather events grow increasingly frequent and ferocious, a harsh…
By Daniel Bunn, President and CEO of the Tax Foundation Main Facts Passed in the wake of sweeping legislative battles during President Trump’s second term, the One Big Beautiful Bill Act (OBBBA) stands indisputably as the most consequential piece of economic policy of the current administration. Within its massive framework, which overhauled large swaths of…
Despite persistent criticism from economists and tax policy experts, "sales tax holidays"—designated periods during which specific goods are exempted from state and local sales taxes—remain a staple of American fiscal policy. In 2026, the popularity of these tax-free windows reached a new peak: 20 states are conducting such holidays, an increase from 19 the previous…
In the world of luxury travel, the hotel spa is designed to be an oasis—a sanctuary of tactile relief where the stresses of transit and activity are kneaded away by skilled professionals. However, as any frequent traveler knows, the quality of these experiences can be as varied as the destinations themselves. While most travelers have…
Editor’s note: This is the second installment of a two-part series on estate planning. Part one, "These Are the 3 Pillars You Need Before You Build Your Estate Plan," examined the financial foundations required before initiating legal documentation. For many individuals, the act of estate planning feels like a heavy weight being lifted from their…
Financial planning is often sold as a destination—a roadmap that, once drafted, promises a future of security and prosperity. However, the reality of personal finance is far more nuanced. Most financial plans are constructed with the best of intentions, meticulously accounting for individual goals, spending habits, and long-term savings patterns. Yet, the disconnect between a…
